Indirectly, President Barack Obama spoke in this week's State of the Union about Stockton and San Joaquin County.

He proposed a nationwide plan that would give every "responsible homeowner" an opportunity to save $3,000 a year on his or her mortgage by refinancing at historically low interest rates.

Reps. Jerry McNerney, D-Pleasanton, and Dennis Cardoza, D-Atwater, want to hold the White House to the proposal.

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